Financial problems are bigger than personal issues

In April, lawmakers in Georgia mandated financial literacy instruction for high school students starting in the 2024-25 school year. Students in the eleventh and twelfth grades must obtain at least one-half credit hour in financial literacy to graduate. In December 2021, the state board of education changed the title of the economics course Currently required … Read more

Box overlap: definition, how to manage

Fund overlap occurs when an investor owns several mutual funds or ETFs that share the same holdings. This can result in your portfolio being less diversified, which can magnify the risk of losses in a bear market. To prevent excessive interference with funds, it is important to review your portfolio regularly. loading Something is loading. … Read more

How to get a mortgage, even with high student loan debt

Americans continue to have a massive amount of student loan debt, with the potential to derail many people’s hopes of buying a home. The latest data shows that American student borrowers – a strong 45 million – owe it $1.7 trillion in student loan debt. Which makes Student loan debt is the second highest category … Read more

Mortgage and Refinancing Rates Today: June 21, 2022

Mortgage rates fell a bit at the end of last week, but they are still higher than they have been in recent weeks. News of an increase in inflation and larger than expected Federal Reserve High rates have created some volatility In the markets in the past two weeks, leading to higher mortgage rates. Rates … Read more

How to buy dip: 3 tips for smart investors | personal financing

(Katie Brockman) The stock market has experienced a downturn recently, with Standard & Poor’s 500 Officially entering a bear market after falling more than 20% from its peak. While recessions and bear markets can be intimidating even for the best investors, they are also one of the best buying opportunities. Stock prices are now much … Read more

2 Risks of investing only in index funds | Smart Change: Personal Finance

(Morri Bachmann) Some people consider themselves practical investors. They like to spend time researching stocks, comparing companies in the same industry, and reviewing financial statements to determine which companies should have a place in their portfolios. Then there are those investors who prefer to take the easy way by investing their money index funds. These … Read more

Crypto billionaire fallout: Contestants attack Jonathan Jackson for failing to disclose personal finance

Democratic House candidate Jonathan Jackson has been criticized by two of his main contenders, Ald. Pat Doyle and Senator Jacqueline Collins, on Monday, for failing to file his required personal financial returns, decried the $500,065 crypto billionaire PAC is spending to get him elected. The Sun Times revealed Sunday how The Political Action Committee “Protecting … Read more

What do LGBT families need differently with their possessions

LGBTQ+ couples deal with three financial planning problems that straight couples don’t have to think about. Gay financial planner Ryan Klippel says LGBTQ+ couples need to establish healthcare directives ASAP. He also recommends looking into estate planning and second parent adoption if you have children. loading Something is loading. Heterosexual and transgender couples and parents … Read more

Today’s highest savings account rates: June 20, 2022

If you are looking for ways to increase the interest on your money, a high yield savings account may be an ideal choice. many of Online Banks Apply now High yield savings accounts That earns more than 1.25% APY. Our Best Savings Account Guide And the Best High Yield Savings Account Guide They can be … Read more