How to get a mortgage, even with high student loan debt

Americans continue to have a massive amount of student loan debt, with the potential to derail many people’s hopes of buying a home. The latest data shows that American student borrowers – a strong 45 million – owe it $1.7 trillion in student loan debt. Which makes Student loan debt is the second highest category … Read more

What is stagflation and how do you prepare for it?

Runaway inflation has raised fears that the economy is headed toward a return to stagflation, but a group of Wall Street banks such as Goldman Sachs and HSBC believe there are still opportunities for investors to navigate safely against this challenging backdrop. UCG | Getty Images What is stagflation? Stagflation is a term coined in … Read more

How to buy dip: 3 tips for smart investors | personal financing

(Katie Brockman) The stock market has experienced a downturn recently, with Standard & Poor’s 500 Officially entering a bear market after falling more than 20% from its peak. While recessions and bear markets can be intimidating even for the best investors, they are also one of the best buying opportunities. Stock prices are now much … Read more

2 Risks of investing only in index funds | Smart Change: Personal Finance

(Morri Bachmann) Some people consider themselves practical investors. They like to spend time researching stocks, comparing companies in the same industry, and reviewing financial statements to determine which companies should have a place in their portfolios. Then there are those investors who prefer to take the easy way by investing their money index funds. These … Read more

7 Things Medicare Doesn’t Cover | personal financing

Kate Ashford By the time you turn 65, you’ll likely have a pretty good sense of what health insurance does and doesn’t cover. But Medicare is a different beast — and there are some amazing things that just don’t fall under the Medicare umbrella. Medicare This is the federal government’s health insurance coverage for people … Read more

7 Things Medicare Doesn’t Cover | Smart Change: Personal Finance

Kate Ashford By the time you turn 65, you’ll likely have a pretty good sense of what health insurance does and doesn’t cover. But Medicare is a different beast — and there are some amazing things that just don’t fall under the Medicare umbrella. Medicare This is the federal government’s health insurance coverage for people … Read more

7 Things Medicare Doesn’t Cover | Smart Change: Personal Finance

Kate Ashford By the time you turn 65, you’ll likely have a pretty good sense of what health insurance does and doesn’t cover. But Medicare is a different beast — and there are some amazing things that just don’t fall under the Medicare umbrella. Medicare This is the federal government’s health insurance coverage for people … Read more

Stimulus checks have reconnected how some Americans see money

Images Ciydemimages | E + | Getty Images For Dennis Diaz, the benefits of pandemic-era stimulus checks have far exceeded everyday dollars and cents. They rewire how you think about money. Diaz, a mother of three who lives outside of Orlando, Florida, received more than $10,000 from three rounds of “Economic Impact Payments.” It was … Read more

7 Things Medicare Doesn’t Cover | Smart Change: Personal Finance

Kate Ashford By the time you turn 65, you’ll likely have a pretty good sense of what health insurance does and doesn’t cover. But Medicare is a different beast — and there are some amazing things that just don’t fall under the Medicare umbrella. Medicare This is the federal government’s health insurance coverage for people … Read more